Privacy & Cybersecurity Law Blog

As we ring in the New Year, one thing remains the same: understanding the definitions and conditions in your insurance policy is critical. In a recent decision, a Florida federal court in Ohio Security Insurance Co. v. E Kelly Enterprises Inc. et al., No. 3:22-cv-24754, held that an insurer had no duty to defend or indemnify a general contractor and no duty to indemnify a subcontractor for damages from defective work on a naval base, based on the policy’s definition of “suit,” “property damage,” and allocation requirements. The decision highlights the importance of numerous issues in the context of commercial general liability policies, including the nuances of policy definitions, obtaining insurer consent when necessary, and allocation between covered and uncovered claims.

On December 15, 2025, the Federal Trade Commission announced that it, along with 21 states and the District of Columbia, filed an amended complaint in the U.S. District for the Northern District of California alleging that Uber used unfair and deceptive billing and cancellation practices. 

On October 8, 2025, California Governor Newsom signed into law the Opt Me Out Act, which amends the CCPA to require web browsers to provide California consumers with the ability to send a single opt-out preference signal to all businesses with which the consumer interacts through the browser.

Last month, the Cyberspace Administration of China issued the draft Measures for the Identification of Online Platform Service Providers with a Substantial Number of Minor Users and Significant Influence on Minors.