Hunton Insurance Recovery Blog

Fires and utility disruptions can bring a retail business to a grinding halt, leading to lost revenue, supply chain headaches and frustrated customers. Many retailers assume they’re protected—only to face unexpected roadblocks when they file a claim. In a recent Hunton Retail Law Resource blog post, insurance coverage counsel Rachel E. Hudgins and associate Brian W. Fernandez break down what business interruption coverage really means, common pitfalls to avoid and how to make sure your policy works when you need it most. Read more here. 

Recent business disruptions have highlighted  the vulnerabilities retailers face when unexpected events force closures.  Whether it’s a utility outage disrupting operations or a fire at a supplier’s facility or neighboring property cutting into sales, insurance may help cover business interruption losses.

For the trucking industry, heightened pressure to transport goods in a short amount of time means that any setbacks in the supply chain pose a major risk to the carrier’s assets or expose it to liability for damages. In a recent Supply Chain Brain article, Truckers: Does Your Current Insurance Program Suffice?, counsel Jorge R. Aviles and associate Jae Lynn Huckaba provide insight into the insurance coverage options available to transportation providers to protect against these supply chain risks. 

The insurance claims process can be daunting even under the most ordinary circumstances; a catastrophic series of fires like Southern California is enduring has created extraordinary circumstances.

To help make the insurance part of the recovery process easier and answer some common policyholder questions, we’ve prepared the following guide for navigating the first steps after a wildfire: