Hunton Insurance Recovery Blog

As 2025 unfolds, executives in the banking and financial sectors are navigating a broad spectrum of risks, including regulatory actions and lawsuits from shareholders and employees. To safeguard against these challenges, executives may rely on directors and officers (D&O) liability insurance. Although D&O insurance policies can offer critical protection, their effectiveness often depends on the specific language negotiated, which varies materially between insurer and policy.

In a recent article in The Review of Banking & Financial Services, partner Geoffrey B. Fehling and associate Alex D. Pappas examine ten common D&O policy exclusions that insurers might invoke to deny coverage. They also offer practical advice for executives about how to minimize the impact of these common policy exclusions.